MY PROTECTION INSURANCE See If You Qualify
🛡️ Life Insurance • Living Benefits

Keep The Home. Protect The People In It.

If you passed away tomorrow, or got too sick to work, how long could your family keep paying the mortgage? Mortgage protection with living benefits pays off the home if you're gone — and pays you cash benefits while you're still alive if you're diagnosed with something serious like cancer, a heart attack, or a stroke.

  • Covers your remaining mortgage balance
  • Cash benefits if you're diagnosed with cancer, a heart attack, or a stroke
  • Benefits if you're too sick to work
  • Return-of-premium options available
  • No-medical-exam options available
🔒 Secure & private ⏱️ Takes about 2 minutes ✓ 100% free

Check Life Insurance Eligibility

During your working years, you're far more likely to face a serious illness than to pass away.

And when it happens, the income stops — but the mortgage doesn't. That's exactly what living benefits are for: cash you can use while you're still here.

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How It Works

Simple, honest, and built around your family.

1

Answer a few quick questions

About 2 minutes. No paperwork, no medical exam required to check.

2

A licensed agent shops for you

They compare dozens of A-rated carriers to find your best fit and rate.

3

Choose the plan that fits

No pressure — you decide what's right for your family.

4

You're protected both ways

Cash benefits while you're living, and the mortgage handled if you're gone.

And if you never get sick? Your family still receives the full benefit. Either way, they're protected.
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Carrier Access

Some of the carriers we compare

American-Amicable logoAmerican-Amicable Foresters Financial logo United Home Life logo Mutual of Omaha logoMutual of Omaha Transamerica logoTRANSAMERICA Americo logo Gerber Life logo John Hancock logoJohn Hancock Protective. Banner Life logoBanner Life Assurity logoAssurity SBLI logoSBLI Royal Neighbors Aetna logo Corebridge Financial logoCorebridge Financial F&G logo National Life Group logo Liberty Bankers Insurance Group logo ethos Baltimore Life logoBaltimore Life

All product names, logos, and brands are property of their respective owners and are used for identification purposes only. Use does not imply endorsement or affiliation. Carrier availability varies by state.

🏅A-rated carriers only
🧑‍💼Licensed agents nationwide
🩺No-medical-exam options
⚡Fast, simple process

Coverage never gets cheaper than it is today.

Rates rise with every birthday — and you must be healthy enough to qualify. Don't wait until it's too late to protect them.

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FAQ

Answers to what most people ask

Do I need a medical exam?

Many plans offer no-medical-exam options, even for applicants with common health conditions. Based on your answers, a licensed agent will tell you exactly which options you may qualify for.

What if I have health conditions?

Many carriers accept applicants with common health conditions — things like controlled high blood pressure or medications for certain conditions are often okay. An agent's job is to find the carrier that fits your situation.

Is this a government program?

No. My Protection Insurance is an independent insurance marketing agency. We are not affiliated with, or endorsed by, any government agency, Medicare, or the Social Security Administration.

How much does it cost?

It depends on your age, health, and the coverage amount you choose — final rates are always determined by the insurance carrier's underwriting. Checking your options is free.

How fast can I get covered?

With no-medical-exam options, coverage can often be put in place quickly — sometimes within about 24 hours of approval. Your agent will walk you through exact timing.

Will someone contact me?

Yes. After you submit the form, a licensed insurance agent will reach out by phone, text, or email to review your options.

Is my information safe?

Your information is transmitted securely and shared only with the licensed agent(s) helping you review your options. See our Privacy Policy for details.

Keep The Home. Protect The People In It.

A licensed agent shops A-rated carriers so you don't have to.

See If You Qualify →

Prefer to talk it through? A licensed agent will call you after you submit the quiz.

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