Terms of Use

Last updated: July 7, 2026

Welcome to myprotectioninsurance.com (the "Site"), operated by My Protection Insurance ("we," "us," or "our"). By using the Site or submitting a quote request, you agree to these Terms of Use. If you do not agree, please do not use the Site.

1. What We Are (and Are Not)

My Protection Insurance is an independent insurance marketing and referral service. We are not an insurance carrier, and we do not underwrite, issue, or service insurance policies. We connect consumers who request quotes with licensed insurance agents and agencies. We are not affiliated with, or endorsed by, any government agency, Medicare, or the Social Security Administration. The Site is a paid advertisement.

2. No Guarantee of Coverage or Rates

Any coverage amounts, features (including "living benefits" / accelerated death benefit riders), timelines, or eligibility descriptions on the Site are illustrative only. Not all applicants will qualify. Eligibility, availability, features, and final rates are determined solely by the issuing insurance carrier's underwriting and vary by carrier and state. Accessing living benefits early reduces the policy's death benefit. Any guarantees are based on the claims-paying ability of the issuing insurer.

3. Consent to Be Contacted

By checking the consent box on our form and submitting it, you provide prior express written consent to be contacted as described in the form and our Privacy Policy, including by automated dialing systems, pre-recorded messages, and text messages, even if your number is on a Do Not Call list. Consent is not a condition of purchase, message and data rates may apply, and you may opt out at any time (reply STOP to texts, or email us).

4. Accuracy of Your Information

You agree to provide accurate, current information about yourself, and to submit information only about yourself (not another person without their authorization). Insurance applications based on inaccurate information can be declined or rescinded by the carrier.

5. Intellectual Property

The Site's content, design, and text are owned by or licensed to us and protected by law. Third-party product names, logos, and brands mentioned on the Site are property of their respective owners, used for identification only, and do not imply endorsement or affiliation. You may not copy, scrape, or reuse Site content without our written permission.

6. Disclaimers

THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. NOTHING ON THE SITE IS INSURANCE, LEGAL, TAX, OR FINANCIAL ADVICE. TALK TO A LICENSED AGENT OR OTHER QUALIFIED PROFESSIONAL ABOUT YOUR SPECIFIC SITUATION.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MY PROTECTION INSURANCE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE, AND OUR TOTAL LIABILITY FOR ANY CLAIM RELATING TO THE SITE WILL NOT EXCEED ONE HUNDRED DOLLARS ($100).

8. Indemnification

You agree to indemnify and hold us harmless from claims arising out of your misuse of the Site or violation of these Terms.

9. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles. Any dispute will be brought in the state or federal courts located in Texas.

10. Changes

We may update these Terms from time to time; the "Last updated" date reflects the current version. Continued use of the Site after changes means you accept the updated Terms.

11. Contact

Questions: support@myprotectioninsurance.com